{"id":6062,"date":"2021-04-21T19:38:36","date_gmt":"2021-04-21T19:38:36","guid":{"rendered":"https:\/\/blogs.winona.edu\/wellness\/?p=6062"},"modified":"2022-06-02T19:36:42","modified_gmt":"2022-06-02T19:36:42","slug":"your-guide-to-understanding-health-insurance","status":"publish","type":"post","link":"https:\/\/blogs.winona.edu\/wellness\/blog\/your-guide-to-understanding-health-insurance\/","title":{"rendered":"Your Guide to Understanding Health Insurance"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.8.1″ _module_preset=”default”][et_pb_row _builder_version=”4.8.1″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.8.1″ _module_preset=”default”][et_pb_blurb image=”https:\/\/blogs.winona.edu\/wellness\/wp-content\/uploads\/sites\/6\/2021\/04\/Website-02.png” content_max_width=”100%” admin_label=”Intro Blurb” _builder_version=”4.8.1″ _module_preset=”default” width=”100%”]<\/p>\n

One of the more confusing parts of adulting is understanding your health insurance.<\/span>\u00a0<\/span><\/p>\n

Many students are included in their parent’s\u00a0<\/span>health\u00a0<\/span>insurance<\/span>\u00a0until the age of 26. For those who are turning 26 soon, or that have recently lost their health insurance coverage, you may need\u00a0<\/span>to start exploring options soon to get yourself covered in the event of an emergency.\u00a0<\/span>Regardless of whether you are well-versed in insurance or not, let\u2019s go over the basics of what insurance is and why it\u2019s important.<\/span>\u00a0<\/span><\/p>\n

[\/et_pb_blurb][et_pb_blurb title=”What is Insurance? ” content_max_width=”100%” admin_label=”What is Insurance? Blurb” _builder_version=”4.8.1″ _module_preset=”default” width=”100%”]<\/p>\n

Insurance<\/span><\/span><\/a>\u00a0is<\/span><\/span>\u00a0a\u00a0<\/span><\/span>safety net that protects you in\u00a0<\/span><\/span>situations where you may<\/span><\/span>\u00a0experience unexpected costs or financial loss<\/span><\/span>.\u00a0<\/span><\/span>For example,\u00a0<\/span><\/span>i<\/span><\/span>f you own a car, you\u00a0<\/span><\/span>must<\/span><\/span>\u00a0have<\/span><\/span>\u00a0auto insurance<\/span><\/span>.\u00a0<\/span><\/span>\u00a0<\/span><\/span>If you own a home or\u00a0<\/span><\/span>are renting<\/span><\/span>\u00a0<\/span><\/span>a house or apartment<\/span><\/span>\u2013<\/span><\/span>you may have<\/span><\/span>\u00a0<\/span><\/span>renter’s<\/span><\/span>\u00a0insurance<\/span><\/span>\u00a0<\/span><\/span>or\u00a0<\/span><\/span>homeowners<\/span><\/span>.<\/span><\/span>\u00a0You are most likely covered under some type of<\/span><\/span>\u00a0health insurance<\/span><\/span>\u00a0whether that be<\/span><\/span>\u00a0through\u00a0<\/span><\/span>your<\/span><\/span>\u00a0<\/span><\/span>parents,\u00a0<\/span><\/span>through your\u00a0<\/span><\/span>place of employment or through a federa<\/span><\/span>l or state program such as Medicare, Medicaid, or\u00a0<\/span><\/span>MNsure<\/span><\/span>.\u00a0<\/span><\/span>\u00a0<\/span><\/span><\/p>\n

 <\/p>\n

Understanding Health Insurance <\/span><\/span>\u00a0<\/span><\/strong><\/h3>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.8.1″ _module_preset=”default”][et_pb_column type=”1_2″ _builder_version=”4.8.1″ _module_preset=”default”][et_pb_blurb title=”What is Medicare? ” admin_label=”Medicare Blurb” _builder_version=”4.8.1″ _module_preset=”default”]<\/p>\n

Medicare<\/span><\/b><\/a>\u00a0is a federal health insurance program\u00a0for<\/span><\/b>:<\/span><\/b>\u00a0<\/span><\/p>\n